your household budget summary

currently saving £0.00 every month - scraping by!

Net household income £0.00 every month

Income TypeGrossTaxesNet
Self Employment£0.00£0.00£0.00
Property Rental Profits£0.00£0.00£0.00
Capital Gains£0.00£0.00£0.00
Savings Income£0.00£0.00£0.00
NIC Exempt Income£0.00£0.00£0.00
Tax Free Gift£0.00£0.00£0.00

Total expenses £0.00 every month

How your finances could look in 3 years

Your Budget

If you have entered your profile information, expenses and income details, you should now see the budget created for you!

On the left column is a breakdown of the deduced total income after taxes as well as any benefits you may be entitled to according to our calculator.

On the right column is your household expenditure, which has been converted into monthly amounts and placed into each category for you.

If you are over your budget you will be shown a green box and an amount that can be used for your savings, or alternatively if you are over budget you will see a red box and shown the amount you will be overdrawn by.

You can use this information to tailor your expenses or how you income is structured to see where savings could be made. As you update other details, re-visit your budget to see how it has been updated. Click on the 'breakdown' tab to see graphs to visualise your income, expenses and see a future financial circumstances with your current budget.

Are you a saver? In the Green!

Congratulations, you budget balances in your favour - you have money left over from your income after counting your expenses.

Click on the 'budget breakdown' to see a chart of how your savings will build up over the next 3 years. Remember this is before they have been invested into a decent savings account/investment fund so they should be worth even more to you!

Are you overdrawn? In the Red!

Oh no! If you are overdrawn and your budget is not balancing, nip this in the bud and get trimming.

Start looking at your expenses to start with and see where little changes can make a big difference!


The 2012 - 2022 Budget proposals and other tax changes are summarised here and available at the blog.

The proposals could change before coming into force. The calculator and any associated information are intended to provide a loose overview and therefore include assumptions and estimates. It should not be used as a foundation for checking liability to tax or when deciding investment strategies.

Although we have tried very hard to provide accurate and current figures, there is no guarantee that this information is accurate as of the date it is received or that it will continue to be accurate. You should not act upon such information without first taking professional advice and going through your circumstances in detail.